Data-Driven Payments, Reconciliation & Payouts Across Africa & Beyond.
A Full-Stack PSP Built for Merchants, Fintechs & Banks
Whether you’re accepting payments, reconciling across providers, or scaling payouts, Payer.io gives you the tools to manage every part of your payments journey.
Payments
Accept cards, bank transfers, mobile money, vouchers, hosted checkout & plugins.
Payouts
Send money at scale: single or bulk bank transfers, mobile wallets, or pay-to-card.
Reconciliation Engine
Automate settlement matching across multiple banks & providers.
Chargeback Mitigation
Detect fraud early and resolve disputes with Ethoca & Verifi alerts.
Smart Routing
Analytics-driven routing that lifts approval rates and lowers costs.
More Than a Payment Provider. A Growth Partner.
Payer.io is licensed in South Africa, Kenya, and Canada — with Zambia in progress — and built to help you increase approvals, reduce costs, and take control of your reconciliation.
Our data-first platform helps merchants boost approvals, cut costs, and eliminate reconciliation gaps, turning payments into growth.
From pay-ins and payouts to reconciliation and chargeback mitigation, plug in only what you need and scale fast without limits.
Merchants
Higher approval rates, fewer chargebacks, automated reconciliation.
Fintechs
White-label dashboards, settlement reporting, fintech-as-a-service.
Banks
Referral model that grows merchant volumes without ISO/PAYFAC overhead.
PSPs
White-label dashboards, settlement reporting, fintech-as-a-service.
Purpose-Built Solutions for Merchants, Fintechs & Banks
Trust the process & make your business boom
Soulutions for every needBusiness best values
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Our newest ideas
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Latest design
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Why Businesses Choose Payer.io
Payer.io is a licensed payment provider in South Africa, Kenya, and Canada with a presence in Zambia under progress. We help businesses increase revenue, reduce decline rates, and stop leakage with a platform built for scale:
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Data-First Analytics
Real-time routing and retry logic for higher approval rates.
Reconciliation Engine
Multi-bank, multi-provider matching with exception handling.
Modular Fintech
Plug in what you need: payouts, reconciliation, chargeback.
Bank-Friendly Model
Partner with banks without ISO/PAYFAC overhead.
Sales-driven marketing plans
What they say
KYC/KYB
Verification of directors, UBOs, shareholders.
Screening
PEP, sanctions, AML, fraud blacklists.
Monitoring
Transaction velocity, issuer declines, device/IP profiling, alerts.
Chargeback Control
Early alerts via Ethoca & Verifi
Fraud Prevention
Detect & stop suspicious activity in real time.
Proven to Drive Business Growth
From eCommerce to fintech and banks, businesses choose Payer.io to simplify payments, reconcile funds, and grow faster.
Professional management plans for all future projects
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Contact us for every financial question you have
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